From Beltline cafés to contractors in the southeast industrial parks, Calgary businesses can check financing options up to $100,000 CAD in about two minutes.
Answer 5 quick questions to check your eligibility.
Complete the short form below and we'll match you with lenders that finance businesses like yours. It's free, no obligation, and won't affect your personal credit to check.
Based on what you've told us, we're not able to match your business with a financing offer right now. Our lending partners typically look for businesses operating 12+ months with at least $30,000 CAD in monthly revenue, outside Quebec. You're welcome to come back once your situation changes.
Calgary's reputation was built on energy, and the downtown towers still house many oil and gas head offices. The city's small-business community is much wider than that, though: engineering and consulting firms, construction trades, restaurants along 17th Avenue, independent shops in Kensington and Inglewood, and a growing number of technology and professional-services companies. Many of these businesses feel the ups and downs of the energy cycle indirectly, through the spending of their clients and customers.
That cycle is the main reason Calgary owners look for flexible working capital. A contractor may win a large job when activity picks up and need to buy materials and hire before the first progress payment arrives. A restaurant or retailer may see a busy summer — the Stampede in July brings a surge of visitors — followed by quieter months. Having financing lined up before those swings makes it easier to say yes to opportunities.
Calgary is spread out, and a business in Northeast industrial areas faces different costs than a boutique on 17th Avenue SW, but the eligibility basics are the same. Our lending partners generally look for businesses operating 12 months or more with around $30,000 CAD or more in monthly revenue; most industries qualify, although transportation and trucking companies are not currently eligible.
Business Capital Canada is a free referral service, not a lender. You answer a few questions online, see whether your business pre-qualifies, and only then share more details with a matched lender. Checking your options does not affect your personal credit score.
Answer a few quick questions about your business — no paperwork and no impact on your personal credit to check.
We connect you with lenders that finance Calgary businesses across most industries.
Review your options and choose what fits. Many businesses get a decision within 24 hours.
Our lending partners offer business financing up to $100,000 CAD. The amount a Calgary business qualifies for depends mainly on its monthly revenue, time in operation and overall profile.
Businesses generally need to have been operating for at least 12 months and generate around $30,000 CAD or more in monthly revenue. Most industries across Alberta are eligible.
Pre-qualifying online takes under two minutes. Once you're matched with a lender, many businesses receive a decision within 24 hours.
No. Pre-qualifying and reviewing your options is free, carries no obligation, and does not affect your personal credit score.
Our lending partners work with businesses in Calgary and nearby communities such as Airdrie, Okotoks, Cochrane and Chestermere, along with the rest of Alberta.
Many energy-related businesses can, such as consulting, fabrication, maintenance or equipment services, as long as they meet the general criteria of 12+ months in operation and around $30,000 CAD or more in monthly revenue. Transportation and trucking companies are not currently eligible through our lending partners.
Yes, many Calgary restaurants, bars and retailers use working capital to stock up on inventory and hire extra staff before July. Pre-qualifying a few weeks ahead gives you time to review options with a lender before the busy period begins, instead of scrambling at the last minute.
We help businesses access financing across Canada. Explore nearby areas:
Helpful guides: Business Loan Documents Checklist for Canadian Businesses · Business Loan Requirements in Canada: What Lenders Look At · Equipment Financing in Canada: How It Works · How to Get a Small Business Loan in Canada
It takes less than 2 minutes and it's completely free.
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