London, Ontario owners, from Richmond Row retailers to Old East Village cafés and trades firms across the region, can check financing options up to $100,000 CAD online.
Answer 5 quick questions to check your eligibility.
Complete the short form below and we'll match you with lenders that finance businesses like yours. It's free, no obligation, and won't affect your personal credit to check.
Based on what you've told us, we're not able to match your business with a financing offer right now. Our lending partners typically look for businesses operating 12+ months with at least $30,000 CAD in monthly revenue, outside Quebec. You're welcome to come back once your situation changes.
Halfway between Toronto and Windsor on Highway 401, London, Ontario acts as the commercial centre for a large part of southwestern Ontario. Farmers, small manufacturers and families from surrounding towns come into the city for supplies, services and shopping, which gives local businesses a customer base well beyond city limits. Health care and education are major pillars, with London Health Sciences Centre, Western University and Fanshawe College employing and attracting a large number of people, while insurance, food processing and advanced manufacturing round out the economy. Its nickname, the Forest City, reflects the tree-lined streets and parks along the Thames River.
The academic calendar has a noticeable effect on many London businesses. Restaurants, bars and retailers near campus and along Richmond Row often see strong fall and winter terms followed by a quieter summer. Elsewhere the rhythm is different: Old East Village and Wortley Village rely on loyal neighbourhood customers, the Masonville and White Oaks areas draw regional shoppers, and agricultural suppliers and equipment dealers follow planting and harvest seasons.
Layout matters too. Much of London's commerce is spread along major roads such as Wellington Road, Wonderland Road and Oxford Street, so visibility, parking and access often count as much as foot traffic. Businesses that serve the wider region, such as contractors, repair shops and wholesalers, may travel long distances to customers in smaller towns, and those vehicle and fuel costs belong in any budget.
A practical tip: if your revenue swings with the school year or the farming calendar, share bank statements covering a full cycle so a lender sees the whole picture rather than one slow month. Business Capital Canada is not a lender. We refer established London businesses to third-party partners offering up to $100,000 CAD; most look for 12 or more months of operation and roughly $30,000 CAD or more in monthly revenue, and checking your options will not affect your personal credit.
Answer a few quick questions about your business — no paperwork and no impact on your personal credit to check.
We connect you with lenders that finance London businesses across most industries.
Review your options and choose what fits. Many businesses get a decision within 24 hours.
Our lending partners offer business financing up to $100,000 CAD. The amount a London business qualifies for depends mainly on its monthly revenue, time in operation and overall profile.
Businesses generally need to have been operating for at least 12 months and generate around $30,000 CAD or more in monthly revenue. Most industries across Ontario are eligible.
Pre-qualifying online takes under two minutes. Once you're matched with a lender, many businesses receive a decision within 24 hours.
No. Pre-qualifying and reviewing your options is free, carries no obligation, and does not affect your personal credit score.
Our lending partners work with businesses in London and nearby communities such as St. Thomas, Strathroy, Woodstock and Ingersoll, along with the rest of Ontario.
This page is for businesses in London, Ontario, Canada. Our lending partners work with Canadian businesses located outside Quebec, including London and the surrounding communities of southwestern Ontario. We are not able to help businesses based in the United Kingdom or anywhere else outside Canada.
Yes, provided it meets the usual criteria. Many businesses near Western University and Fanshawe College have seasonal revenue, and lenders are used to that. Sharing a full year of bank statements, including the quieter summer months, helps a lender confirm average revenue of around $30,000 CAD or more per month.
We help businesses access financing across Canada. Explore nearby areas:
Helpful guides: Business Loan Documents Checklist for Canadian Businesses · Business Loan Requirements in Canada: What Lenders Look At · Equipment Financing in Canada: How It Works · How to Get a Small Business Loan in Canada
It takes less than 2 minutes and it's completely free.
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