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Markham business financing โ€” decisions in 24h

Business loans in Markham โ€” up to $100,000 CAD.

Markham tech firms, Highway 7 restaurants and Main Street Unionville shops can find out in minutes whether they pre-qualify for business financing up to $100,000 CAD.

Most industries welcome 100% online No obligation
Free pre-qualification

See if your business qualifies

Answer 5 quick questions to check your eligibility.

Where is your business located?
How long has your business been operating?
What is your average monthly business revenue?
Which industry best describes your business?
How much financing are you looking for?

Great news โ€” your business pre-qualifies! ๐ŸŽ‰

Complete the short form below and we'll match you with lenders that finance businesses like yours. It's free, no obligation, and won't affect your personal credit to check.

Thanks for your answers

Based on what you've told us, we're not able to match your business with a financing offer right now. Our lending partners typically look for businesses operating 12+ months with at least $30,000 CAD in monthly revenue, outside Quebec. You're welcome to come back once your situation changes.

Business loans in Markham, Ontario

Ask people in York Region about Markham's economy and technology usually comes up first. The city is often described as one of Canada's leading tech hubs, with a large concentration of software, electronics and IT companies in business parks near Highways 404 and 407. That ecosystem supports many smaller businesses as well: IT consultancies, engineering and design firms, accountants, recruiters and specialized suppliers that sell to larger corporate clients.

The other side of Markham is its lively consumer economy. Highway 7 and the surrounding plazas are known for Asian malls, bakeries and some of the most varied dining in the GTA, while Main Street Unionville and Markham Village offer heritage storefronts, boutiques and cafรฉs that attract weekend visitors. Newer communities such as Cornell and Cathedraltown have added demand for clinics, tutoring centres, fitness studios and home services. Retailers and restaurants often face high plaza rents and strong competition, so timing inventory purchases and renovations carefully matters.

Getting around is part of the equation. Many Markham businesses rely on customers who drive, so easy access from Highways 404, 407 and 7 and ample parking can make a real difference, while GO Transit and York Region Transit's Viva routes help staff reach offices and plazas. Service businesses that send technicians or installers across York Region should treat vehicles, fuel and travel time as genuine operating costs.

Questions Markham owners should answer before applying

Tech and professional services firms often grow in steps, taking on a larger contract that requires new hires weeks before the client pays. Working capital can smooth that gap. Business Capital Canada is a referral service that connects Markham businesses with lending partners offering up to $100,000 CAD, and many applicants receive a decision within about a day. Pre-qualifying is free and won't touch your personal credit, but do make sure any repayment schedule lines up with how your own clients pay.

How it works

1

Pre-qualify online

Answer a few quick questions about your business โ€” no paperwork and no impact on your personal credit to check.

2

Get matched

We connect you with lenders that finance Markham businesses across most industries.

3

Get funded

Review your options and choose what fits. Many businesses get a decision within 24 hours.

Markham business loans โ€” FAQ

How much can my business borrow in Markham?

Our lending partners offer business financing up to $100,000 CAD. The amount a Markham business qualifies for depends mainly on its monthly revenue, time in operation and overall profile.

What does my Markham business need to qualify?

Businesses generally need to have been operating for at least 12 months and generate around $30,000 CAD or more in monthly revenue. Most industries across Ontario are eligible.

How fast can a Markham business get funded?

Pre-qualifying online takes under two minutes. Once you're matched with a lender, many businesses receive a decision within 24 hours.

Does checking my options affect my credit?

No. Pre-qualifying and reviewing your options is free, carries no obligation, and does not affect your personal credit score.

Which areas around Markham do you serve?

Our lending partners work with businesses in Markham and nearby communities such as Richmond Hill, Scarborough, Vaughan, Stouffville and Toronto, along with the rest of Ontario.

Can a Markham IT or consulting firm with few physical assets qualify?

Often, yes. Our lending partners focus mainly on revenue and time in business rather than equipment or property. A Markham software, IT or consulting company that has operated for at least 12 months with around $30,000 CAD or more in monthly revenue can check its options online, even if most of its value lies in contracts and people.

Can a Markham restaurant use business financing for renovations?

Renovations, kitchen equipment, new furniture and signage are common uses of business financing for restaurants. Lenders will want to see a steady sales history through your business account. Keep in mind that offers vary, approval is never guaranteed, and you should review the total cost and repayment terms before accepting.

Business loans in other cities

We help businesses access financing across Canada. Explore nearby areas:

Helpful guides: Business Loan Documents Checklist for Canadian Businesses ยท Business Loan Requirements in Canada: What Lenders Look At ยท Equipment Financing in Canada: How It Works ยท How to Get a Small Business Loan in Canada

Ready to fund your next move in Markham?

It takes less than 2 minutes and it's completely free.

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