Contractors in Concord, suppliers in Woodbridge and retailers near Vaughan Mills can see in about two minutes whether they pre-qualify for up to $100,000 CAD.
Answer 5 quick questions to check your eligibility.
Complete the short form below and we'll match you with lenders that finance businesses like yours. It's free, no obligation, and won't affect your personal credit to check.
Based on what you've told us, we're not able to match your business with a financing offer right now. Our lending partners typically look for businesses operating 12+ months with at least $30,000 CAD in monthly revenue, outside Quebec. You're welcome to come back once your situation changes.
Much of Vaughan's business activity happens in places most visitors never see. Behind the familiar landmarks, including Canada's Wonderland, Vaughan Mills and the towers rising around the Vaughan Metropolitan Centre subway station, are some of the busiest industrial areas in the GTA. Concord, Woodbridge and the corridors along Highways 400, 407 and 427 are home to manufacturers, food distributors, building-supply yards, cabinet and millwork shops, and a very large number of construction and renovation companies. Direct access to the 400-series highways makes the city a natural base for firms serving the whole GTA.
That construction focus shapes how many Vaughan businesses manage money. Contractors and trades often buy materials, rent equipment and pay crews long before a builder or homeowner settles an invoice, and holdbacks can stretch the wait further. Work also tends to be heavier in the warmer months, so cash has to last through winter. On the retail and service side, owners in Maple, Kleinburg, Thornhill and Woodbridge serve fast-growing residential communities, while restaurants, bakeries and specialty food shops draw loyal customers from across York Region.
The subway extension to the Vaughan Metropolitan Centre has brought new offices, condos and services to an area that was once mostly industrial, and nearby businesses now serve a growing daytime and residential population. Further north, Kleinburg's village core relies more on weekend visitors. Different parts of the city therefore call for different strategies, from inventory and staffing to marketing and fit-outs.
If you are comparing options, look beyond the headline amount: understand the repayment schedule and make sure it matches when your own customers typically pay. Business Capital Canada is a referral service, not a lender. We connect Vaughan businesses that have operated for 12 months or more with around $30,000 CAD in monthly revenue to partners offering up to $100,000 CAD, and pre-qualifying has no effect on your personal credit. Many applicants receive a decision within 24 hours.
Answer a few quick questions about your business — no paperwork and no impact on your personal credit to check.
We connect you with lenders that finance Vaughan businesses across most industries.
Review your options and choose what fits. Many businesses get a decision within 24 hours.
Our lending partners offer business financing up to $100,000 CAD. The amount a Vaughan business qualifies for depends mainly on its monthly revenue, time in operation and overall profile.
Businesses generally need to have been operating for at least 12 months and generate around $30,000 CAD or more in monthly revenue. Most industries across Ontario are eligible.
Pre-qualifying online takes under two minutes. Once you're matched with a lender, many businesses receive a decision within 24 hours.
No. Pre-qualifying and reviewing your options is free, carries no obligation, and does not affect your personal credit score.
Our lending partners work with businesses in Vaughan and nearby communities such as Richmond Hill, Markham, Brampton and Toronto, along with the rest of Ontario.
Many contractors use working capital to cover materials, equipment rentals and payroll while waiting for progress payments or holdback releases. Lenders review your overall revenue history and time in business rather than a single project. Construction and trades are among the industries our partners consider, provided you meet the usual revenue and operating-time criteria.
Yes, buying stock ahead of demand is a common use of working capital for distributors, building-supply businesses and wholesalers. If your company has operated for at least 12 months with around $30,000 CAD or more in monthly revenue, you can check your options online. Transportation and trucking companies are not currently eligible.
We help businesses access financing across Canada. Explore nearby areas:
Helpful guides: Business Loan Documents Checklist for Canadian Businesses · Business Loan Requirements in Canada: What Lenders Look At · Equipment Financing in Canada: How It Works · How to Get a Small Business Loan in Canada
It takes less than 2 minutes and it's completely free.
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