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Surrey business financing โ€” decisions in 24h

Business loans in Surrey โ€” up to $100,000 CAD.

From Newton and Guildford storefronts to trades companies in Campbell Heights, Surrey businesses can see if they pre-qualify for up to $100,000 CAD.

Most industries welcome 100% online No obligation
Free pre-qualification

See if your business qualifies

Answer 5 quick questions to check your eligibility.

Where is your business located?
How long has your business been operating?
What is your average monthly business revenue?
Which industry best describes your business?
How much financing are you looking for?

Great news โ€” your business pre-qualifies! ๐ŸŽ‰

Complete the short form below and we'll match you with lenders that finance businesses like yours. It's free, no obligation, and won't affect your personal credit to check.

Thanks for your answers

Based on what you've told us, we're not able to match your business with a financing offer right now. Our lending partners typically look for businesses operating 12+ months with at least $30,000 CAD in monthly revenue, outside Quebec. You're welcome to come back once your situation changes.

Business financing in Surrey, British Columbia

Surrey is one of the fastest-growing cities in British Columbia, and its business community has grown with it. New housing and commercial development keep construction trades, suppliers and home-services companies busy, while established commercial areas such as Newton, Guildford, Fleetwood, Cloverdale and the City Centre around the SkyTrain stations are full of independent restaurants, grocers, clinics and retail shops. Industrial parks like Campbell Heights host manufacturers, distributors and fabricators, and the farmland in the south of the city still supports agriculture.

Growth brings opportunity but also pressure on cash. A contractor may need to buy materials for several projects at once, a retailer may want to open a second location in a new neighbourhood, and a manufacturer may take on a larger order than usual. In each case, the money often has to go out well before the customer pays.

How Surrey businesses often use financing

Our lending partners generally finance businesses with at least 12 months of operating history and around $30,000 CAD or more in monthly revenue, up to $100,000 CAD. Most industries are eligible. Please note that transportation and trucking businesses, common in the Lower Mainland, are not currently accepted.

Business Capital Canada is a referral service, not a lender. Pre-qualifying takes about two minutes online, costs nothing and does not affect your personal credit score, so you can explore your options before speaking with a lender.

How it works

1

Pre-qualify online

Answer a few quick questions about your business โ€” no paperwork and no impact on your personal credit to check.

2

Get matched

We connect you with lenders that finance Surrey businesses across most industries.

3

Get funded

Review your options and choose what fits. Many businesses get a decision within 24 hours.

Surrey business loans โ€” FAQ

How much can my business borrow in Surrey?

Our lending partners offer business financing up to $100,000 CAD. The amount a Surrey business qualifies for depends mainly on its monthly revenue, time in operation and overall profile.

What does my Surrey business need to qualify?

Businesses generally need to have been operating for at least 12 months and generate around $30,000 CAD or more in monthly revenue. Most industries across British Columbia are eligible.

How fast can a Surrey business get funded?

Pre-qualifying online takes under two minutes. Once you're matched with a lender, many businesses receive a decision within 24 hours.

Does checking my options affect my credit?

No. Pre-qualifying and reviewing your options is free, carries no obligation, and does not affect your personal credit score.

Which areas around Surrey do you serve?

Our lending partners work with businesses in Surrey and nearby communities such as Delta, Langley, White Rock, Cloverdale and Newton, along with the rest of British Columbia.

Can a Surrey construction company get a business loan?

Construction and trades businesses are among the most common applicants. If your company has operated for at least 12 months and generates around $30,000 CAD or more in monthly revenue, you can pre-qualify online and be matched with lenders that understand project-based cash flow and progress billing.

Are trucking companies in Surrey eligible?

Not at the moment. Our current lending partners do not finance transportation and trucking businesses. Other industries, including construction, retail, restaurants, manufacturing, wholesale and professional services, can check their eligibility online in about two minutes.

Business loans in other cities

We help businesses access financing across Canada. Explore nearby areas:

Helpful guides: Business Loan Documents Checklist for Canadian Businesses ยท Business Loan Requirements in Canada: What Lenders Look At ยท Equipment Financing in Canada: How It Works ยท How to Get a Small Business Loan in Canada

Ready to fund your next move in Surrey?

It takes less than 2 minutes and it's completely free.

See if my business qualifies โ†’