From Inner Harbour tourism businesses to shops in Fernwood and Oak Bay, Victoria businesses can see if they pre-qualify for up to $100,000 CAD.
Answer 5 quick questions to check your eligibility.
Complete the short form below and we'll match you with lenders that finance businesses like yours. It's free, no obligation, and won't affect your personal credit to check.
Based on what you've told us, we're not able to match your business with a financing offer right now. Our lending partners typically look for businesses operating 12+ months with at least $30,000 CAD in monthly revenue, outside Quebec. You're welcome to come back once your situation changes.
As British Columbia's capital, Victoria has a steady base of government employment, along with universities, health care and the naval base at Esquimalt. On top of that sits a tourism economy that brings visitors to the Inner Harbour, downtown restaurants, whale-watching tours and attractions throughout spring and summer. The city also has a growing technology sector and a strong community of independent shops in areas like Fernwood, Cook Street Village, Oak Bay and Chinatown.
For many Victoria businesses, the calendar matters as much as anything. Tourism operators, restaurants and retailers may earn a large share of their annual revenue in the warmer months, then need to cover rent, wages and maintenance through the quieter season. Being on an island also means shipping and supply costs can be higher, which ties up more cash in inventory.
Business Capital Canada connects Greater Victoria businesses with lenders offering financing up to $100,000 CAD. Eligible businesses have usually been operating for 12 months or more and generate around $30,000 CAD or more in monthly revenue. Most industries are welcome, although transportation and trucking companies are not currently eligible.
The whole process is online, so there's no need to visit a branch. Pre-qualification takes about two minutes, it's free and it doesn't affect your personal credit score. We are a referral service, not a lender.
Answer a few quick questions about your business — no paperwork and no impact on your personal credit to check.
We connect you with lenders that finance Victoria businesses across most industries.
Review your options and choose what fits. Many businesses get a decision within 24 hours.
Our lending partners offer business financing up to $100,000 CAD. The amount a Victoria business qualifies for depends mainly on its monthly revenue, time in operation and overall profile.
Businesses generally need to have been operating for at least 12 months and generate around $30,000 CAD or more in monthly revenue. Most industries across British Columbia are eligible.
Pre-qualifying online takes under two minutes. Once you're matched with a lender, many businesses receive a decision within 24 hours.
No. Pre-qualifying and reviewing your options is free, carries no obligation, and does not affect your personal credit score.
Our lending partners work with businesses in Victoria and nearby communities such as Saanich, Esquimalt, Langford, Colwood and Oak Bay, along with the rest of British Columbia.
Seasonal businesses can often qualify, because lenders typically look at average monthly revenue across the year rather than one slow month. If your business has operated for 12 months or more and averages around $30,000 CAD or more in monthly revenue, you can check your options online.
Yes. Businesses in Saanich, Langford, Colwood, Sidney, Nanaimo and other Vancouver Island communities can pre-qualify online through the same process. Everything is handled remotely, so your location on the island does not change how you apply.
We help businesses access financing across Canada. Explore nearby areas:
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It takes less than 2 minutes and it's completely free.
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