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Vancouver business financing โ€” decisions in 24h

Business loans in Vancouver โ€” up to $100,000 CAD.

From Gastown restaurants to Mount Pleasant studios and Commercial Drive shops, Vancouver businesses can check options up to $100,000 CAD in minutes.

Most industries welcome 100% online No obligation
Free pre-qualification

See if your business qualifies

Answer 5 quick questions to check your eligibility.

Where is your business located?
How long has your business been operating?
What is your average monthly business revenue?
Which industry best describes your business?
How much financing are you looking for?

Great news โ€” your business pre-qualifies! ๐ŸŽ‰

Complete the short form below and we'll match you with lenders that finance businesses like yours. It's free, no obligation, and won't affect your personal credit to check.

Thanks for your answers

Based on what you've told us, we're not able to match your business with a financing offer right now. Our lending partners typically look for businesses operating 12+ months with at least $30,000 CAD in monthly revenue, outside Quebec. You're welcome to come back once your situation changes.

Business financing in Vancouver, British Columbia

Vancouver's economy is shaped by its port, its role as a gateway to the Pacific, and a creative and technology sector that has grown steadily for years. Film and television production, software and digital media companies share the city with thousands of independent restaurants, cafรฉs, boutiques, salons and professional firms spread across neighbourhoods like Gastown, Kitsilano, Mount Pleasant and Commercial Drive.

The biggest challenge for many Vancouver owners is cost. Commercial rents are among the highest in Canada, and staffing is competitive, so even profitable businesses can find themselves short on cash when a lease renewal, a renovation or a large order comes along. Tourism and the cruise season add a strong spring-and-summer peak for hospitality and retail businesses downtown and along the waterfront.

Common uses of financing in Vancouver

Our lending partners typically look for businesses that have been operating for 12 months or more with around $30,000 CAD or more in monthly revenue. Most industries qualify, including hospitality, retail, professional services and construction; transportation and trucking companies are not currently eligible.

Business Capital Canada is a free referral service, not a lender. Instead of visiting several branches, you answer a few questions online and see whether your business pre-qualifies for up to $100,000 CAD. Checking takes about two minutes and has no impact on your personal credit score.

How it works

1

Pre-qualify online

Answer a few quick questions about your business โ€” no paperwork and no impact on your personal credit to check.

2

Get matched

We connect you with lenders that finance Vancouver businesses across most industries.

3

Get funded

Review your options and choose what fits. Many businesses get a decision within 24 hours.

Vancouver business loans โ€” FAQ

How much can my business borrow in Vancouver?

Our lending partners offer business financing up to $100,000 CAD. The amount a Vancouver business qualifies for depends mainly on its monthly revenue, time in operation and overall profile.

What does my Vancouver business need to qualify?

Businesses generally need to have been operating for at least 12 months and generate around $30,000 CAD or more in monthly revenue. Most industries across British Columbia are eligible.

How fast can a Vancouver business get funded?

Pre-qualifying online takes under two minutes. Once you're matched with a lender, many businesses receive a decision within 24 hours.

Does checking my options affect my credit?

No. Pre-qualifying and reviewing your options is free, carries no obligation, and does not affect your personal credit score.

Which areas around Vancouver do you serve?

Our lending partners work with businesses in Vancouver and nearby communities such as Surrey, Burnaby, Richmond, Coquitlam and Langley, along with the rest of British Columbia.

Can a Vancouver restaurant use a business loan for renovations?

Yes. Many restaurants use financing for kitchen equipment, dining-room renovations or patio upgrades. Lenders generally look at monthly revenue and time in business, so an established restaurant with around $30,000 CAD or more in monthly sales and 12+ months of operation is a typical candidate.

Can film, tech or creative businesses in Vancouver apply?

Yes. Production companies, agencies, studios and software firms can pre-qualify if they meet the general criteria. Project-based businesses often use working capital to cover payroll and expenses while waiting for client payments, which can be slow on larger contracts.

Business loans in other cities

We help businesses access financing across Canada. Explore nearby areas:

Helpful guides: Business Loan Documents Checklist for Canadian Businesses ยท Business Loan Requirements in Canada: What Lenders Look At ยท Equipment Financing in Canada: How It Works ยท How to Get a Small Business Loan in Canada

Ready to fund your next move in Vancouver?

It takes less than 2 minutes and it's completely free.

See if my business qualifies โ†’